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You authorise us to make any necessary conversions at our prevailing trade rates , if the balances in any or your whole Other Bank Accounts and the sums due are not be expressed in the same forex. Further, you authorize us to make any essential conversions at our own rate of change then prevailing on the date of set-off. The consequence of accounts being combined will be that one steadiness remains and if that could be a debit balance, you will remain liable to us for that quantity.
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